Best Axis Bank Credit Cards in 2024 Check Eligibility & Apply Now

Axis Bank offers a diverse range of credit cards tailored to meet various needs and lifestyles. Here’s an overview of some of the top Axis Bank credit cards available in 2024:

• Axis Flipkart Credit Card

• Axis Indian Oil Credit Card

• Indian Oil Axis Bank RuPay Credit Card

• Axis Bank Neo Credit Card

• Axis Vistara Signature Credit Card

• Axis Bank Vistara Infinite Credit Card

• SpiceJet Axis Bank Voyage Credit Card

• SpiceJet Axis Bank Voyage Black Credit Card

• Axis Bank Select Credit Card

• Samsung Axis Bank Signature Credit Card

• Samsung Axis Bank Infinite Credit Card

• Axis Bank REWARDS Credit Card

• Axis Bank Privilege Credit Card

• Axis Bank Vistara Credit Card

• Axis Bank My Zone Credit Card

• Axis Magnus Credit Card

• Axis Bank AURA Credit Card

• Axis Bank Atlas Credit Card

Axis Flipkart Credit Card

Key Features:

• Joining Fee: Rs. 500

• Welcome Bonus: Rs. 500 Flipkart vouchers on first transaction within 30 days, and a 50% discount up to Rs. 100 for new Swiggy customers.

• Cashback:

  • 5% cashback on Flipkart spends

  • 4% cashback on preferred merchants (Cleartrip, cult.fit, PVR, Swiggy, Uber)

  • 1% cashback on other transactions excluding Flipkart and preferred merchants

• Benefits:

  • 4 complimentary domestic lounge visits per year

  • 1% fuel surcharge waiver on transactions from Rs. 400 to Rs. 4,000

  • Up to 20% discount at over 4,000 partner restaurants

Drawbacks:

• No benefits for offline shopping

  • High annual fee waiver requirement for an entry-level card

Axis IndianOil Credit Card

Key Features:

• Joining Fee: Rs. 500

• Welcome Bonus: Up to 1,250 EDGE reward points on first fuel transaction within 30 days.

• Rewards:

  • Up to 4% value back on fuel purchases with 20 EDGE reward points for every Rs. 100 spent at IOCL outlets

  • 1% value back on online shopping with 5 EDGE reward points for every Rs. 100 spent

  • 1 EDGE reward point per Rs. 100 on all other categories, excluding specified expenses

• Benefits:

  • Annual fee waiver on spending Rs. 3.5 lakh in the previous year

  • 10% discount on movie tickets through BookMyShow

  • 1% fuel surcharge waiver up to Rs. 50 per statement cycle

Drawbacks:

• Low rewards for offline spending

• Challenging annual fee waiver due to excluded spending categories

Indian Oil Axis Bank RuPay Credit Card

Key Features:

• Joining Fee: Rs. 500

• Welcome Bonus: 100% cashback up to Rs. 250 on first transaction within 30 days.

• Rewards:

  • 20 Reward Points per Rs. 100 on fuel transactions at IOCL stations

  • 5 Reward Points per Rs. 100 on online shopping

  • 1 EDGE Point per Rs. 100 on all other spends

• Benefits:

  • Annual fee waiver on spending Rs. 3.5 lakh in the previous year

  • 10% discount on movie tickets through BookMyShow

  • 1% fuel surcharge waiver up to Rs. 50 per statement cycle

Drawbacks:

• Low rewards for offline spending

• Challenging annual fee waiver due to excluded spending categories

Axis Bank Neo Credit Card

Key Features:

• Joining Fee: Rs. 250

• Welcome Bonus: 100% cashback up to Rs. 300 on first utility bill payment within 30 days.

• Discounts:

  • Up to 40% off on Zomato, Amazon Pay, Myntra, BookMyShow, and Blinkit

•    Benefits:

  • 15% off up to Rs. 500 on dining at partner restaurants on orders over Rs. 1,500

  • 1 EDGE reward point per Rs. 200 spent

  • 10% off on movie tickets from BookMyShow

Drawbacks:

• No travel benefits

• Low rewards for offline shopping

These Axis Bank credit cards cater to diverse needs, offering benefits ranging from cashback and discounts to rewards on specific spending categories. Choose the card that aligns best with your spending habits and lifestyle preferences. For a detailed comparison and further information, explore our comprehensive guide on Axis Bank credit cards.

Axis Vistara Signature Credit Card

The Axis Vistara Signature credit card is designed for the premium economy segment, catering especially to Vistara loyalists who spend heavily and strive to maximize their spending limits.

Key Features:

• Joining Fee: Rs. 3000

• Welcome Bonus: 1 complimentary Vistara Premium Economy Class ticket and Silver Membership of Club Vistara in the first year.

• Earn 4 Club Vistara (CV) points per Rs. 200 spent across all categories.

• 2 complimentary visits to select airport lounges in India on spending Rs. 50,000 in the last 3 months.

Benefits:

• Get 25% off up to Rs. 800, once per month via EazyDiner membership.

• Enjoy 3 complimentary rounds of golf at top Indian destinations.

Drawbacks:

• No international lounge access.

• High forex mark-up fee.

Axis Bank Vistara Infinite Credit Card

The Axis Bank Vistara Infinite Credit Card is the optimal choice for those who prefer flying business class. It stands out as one of the rare premium airline co-branded credit cards offering business class benefits of Vistara.

Key Features:

• Joining Fee: Rs. 10,000

• Welcome Bonus: 1 business class ticket complimentary on payment of joining fee and complimentary Club Vistara Gold Membership.

• Earn 6 CV Points per Rs. 200 spent across all categories.

• 2 complimentary domestic lounge access on spending of Rs. 50,000 in 3 months.

Benefits:

• Enjoy 6 complimentary rounds of golf at top Indian destinations.

• Receive up to 15% discount on bookings made for Trident properties.

• Get up to Rs. 1000 off at select restaurants.

Drawbacks:

• No international lounge access.

• High forex mark-up fee.

Conclusion

Each Axis Bank credit card offers different benefits and rewards. You can choose according to your preferences and needs from the wide range of Axis Bank credit cards. If you are an avid traveler, you can go for the Axis Bank Atlas Credit Card, SpiceJet Axis Bank Voyage Black Credit Card, and others. Whereas, if you are an online shopping lover, the Axis Flipkart Credit Card, Axis Bank REWARDS Credit Card, and others may suit you better. Evaluate the benefits, rewards, and requirements to choose the best credit card for yourself.