DDA Housing Scheme 2023: Everything You Need to Know -

The Delhi Development Authority (DDA) has launched its online housing scheme for 2023, offering over 14,000 flats across various categories and locations in the national capital. The scheme, which opened on December 10, 2022, has received an overwhelming response from the public, with more than 900 flats booked within hours of its launch.

Here are some key features and details of the DDA Housing Scheme 2023 that you should know before applying.

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What are the types and prices of flats available under the scheme?

The DDA Housing Scheme 2023 offers flats in four categories: Higher Income Group (HIG), Middle Income Group (MIG), Lower Income Group (LIG) and Economically Weaker Section (EWS). The prices of the flats range from Rs. 10.4 lakh to Rs. 2.14 crore, depending on the size, location and amenities of the flat. The flats are located in various areas of Delhi, such as Dwarka, Rohini, Vasant Kunj, Jasola, Narela, Manglapuri and Kondli.

The most sought-after flats are the HIG ones in Dwarka Sector 19B, which have a carpet area of 125 square meters and a balcony area of 35 square meters. These flats come with three bedrooms, a drawing-cum-dining room, a kitchen, two toilets and a servant room. The cost of these flats is Rs. 2.14 crore, which is the highest among all the flats offered under the scheme. These flats were sold out within hours of the scheme’s launch, as many people found them attractive for their spaciousness and location.

The MIG flats are available in Dwarka Sector 16B, Jasola Sector 9B and Vasant Kunj Sector B. These flats have a carpet area of 64 to 109 square meters and a balcony area of 12 to 31 square meters. They have two or three bedrooms, a drawing-cum-dining room, a kitchen and one or two toilets. The cost of these flats ranges from Rs. 66 lakh to Rs. 1.32 crore.

The LIG flats are available in Rohini Sector 34 and 35, Narela Pocket A-1 and A-4, Kondli Gharoli and Manglapuri. These flats have a carpet area of 28 to 52 square meters and a balcony area of 6 to 13 square meters. They have one or two bedrooms, a drawing-cum-dining room, a kitchen and a toilet. The cost of these flats ranges from Rs. 23 lakh to Rs. 46 lakh.

The EWS flats are available in Narela Pocket A-1 and A-4 only. These flats have a carpet area of 18 to 20 square meters and a balcony area of 4 to 5 square meters. They have one bedroom, a drawing-cum-dining room, a kitchen and a toilet. The cost of these flats is Rs. 10.4 lakh.

Under the scheme, there are also some other types of flats available in different locations:

In Narela, Siraspur, Rohini and Loknayak Puram, there are some one-bedroom-hall-kitchen (1-BHK) flats available.
In Narela and Dwarka, there are some two-bedroom-hall-kitchen (2-BHK) flats available.
In Jasola, there are some three-bedroom-hall-kitchen (3-BHK) flats available.

The approximate range of disposal cost for these flats is as follows:

For 3-BHK flats in Jasola: Rs. 2.08 crore to Rs. 2.18 crore
For 2-BHK flats in Narela and Dwarka: Rs. 1 crore to Rs. 1.08 crore
For 1-BHK flats in Narela, Siraspur, Rohini and Loknayak Puram: Rs. 22 lakh to Rs. 23 lakh

What are the eligibility criteria and application process for the scheme?

To apply for the DDA Housing Scheme 2023, you must fulfill the following eligibility criteria:

You must be an Indian citizen and at least 18 years old as on December 10, 2022.
You must not own any residential flat or plot in Delhi, either in your own name or in the name of your spouse or dependent children.
You must have a valid Permanent Account Number (PAN) card.
You must have an active bank account with net banking facility.

To apply for the scheme, you need to visit the official website of DDA at https://dda.org.in/ddaweb/index.aspx and register yourself by providing your personal details, PAN card number and bank account number. You will also need to upload your photograph and signature in JPEG format.

After registering yourself, you can select the category and location of the flat you want to apply for from the available options. You can apply for only one flat under one category in one location.

You will then need to pay the application fee and the registration amount online through net banking or debit/credit card. The application fee is Rs. 500 for all categories of applicants. The registration amount is Rs. 2 lakh for HIG and MIG flats, Rs. 1 lakh for LIG flats and Rs. 25,000 for EWS flats.

You will receive an acknowledgement slip after successful payment of the fee and registration amount. You can also check the status of your application online by logging in with your credentials.

What are the important dates and modes of allotment for the scheme?

The DDA Housing Scheme 2023 will remain open till January 10, 2023. The allotment of flats will be done through a computerized draw of lots, which will be held in the presence of independent observers and streamed live on the DDA website. The date of the draw will be announced later by the DDA.

The successful applicants will be intimated through email and SMS about their allotment. They will also be able to download their allotment letters from the DDA website. The unsuccessful applicants will get a refund of their registration amount within 15 days of the draw.

The successful applicants will have to pay the remaining cost of the flat within 90 days of the issuance of the allotment letter. They can also opt for a home loan from any of the empanelled banks of DDA, such as HDFC Bank, ICICI Bank, Axis Bank, State Bank of India, Punjab National Bank and others.

The possession of the flats will be given to the allottees after completion of all formalities and verification of documents. The allottees will have to pay stamp duty, registration charges and other taxes as applicable at the time of possession.

What are the benefits and challenges of the scheme?

The DDA Housing Scheme 2023 is a golden opportunity for those who want to own a flat in Delhi at affordable rates and with easy financing options. The scheme offers flats with modern amenities and facilities, such as lifts, parking, security, power backup, water supply and green areas. The scheme also provides a chance to live in well-developed and connected areas of Delhi, such as Dwarka, Vasant Kunj and Jasola.

However, the scheme also has some challenges and drawbacks that the applicants should be aware of. The scheme has a limited number of flats available, which means that there is a high demand and low supply situation. The scheme also has a high cancellation rate, as many applicants withdraw their applications after getting allotted a flat due to various reasons, such as dissatisfaction with the location or size of the flat, financial constraints or change of plans. The scheme also has some legal issues pending in courts, such as land disputes and environmental clearances, which may delay the possession or delivery of some flats.

Therefore, before applying for the DDA Housing Scheme 2023, you should do your homework well and weigh the pros and cons carefully. You should also read the brochure and terms and conditions of the scheme thoroughly and consult a legal expert if needed. You should also be prepared to face any unforeseen circumstances or delays that may arise during or after the allotment process.