Nilanjan
Gruha Lakshmi Scheme is a new initiative launched by the Karnataka government to empower women and improve their livelihood. The scheme provides monthly financial assistance of Rs. 2,000 to eligible women who are the heads of their households. The scheme aims to support women in meeting their basic needs and making independent decisions for themselves and their families. The scheme also promotes women’s empowerment, poverty alleviation, and gender equality in Karnataka.
The Gruha Lakshmi Scheme was announced by the Congress party in its election manifesto in 2023. The scheme was formally launched by the Chief Minister Siddaramaiah on July 19, 2023. The registration for the scheme started from July 15, 2023, and will continue till July 31, 2023. The scheme is expected to benefit around 1.20 crore women in the state.
Eligibility Criteria for Gruha Lakshmi Scheme
The eligibility criteria for the Gruha Lakshmi Scheme are as follows:
- The applicant must be a woman who is the head of her household.
- The applicant must belong to either Below Poverty Line (BPL) or Above Poverty Line (APL) category.
- The applicant must not be a taxpayer or GST-registered.
- The applicant must have a valid ration card, Aadhaar card, and bank account linked with Aadhaar.
How to Apply for Gruha Lakshmi Scheme
The application process for the Gruha Lakshmi Scheme is simple and free of cost. The applicants can apply through any of the following modes:
- Online: The applicants can apply online through the Seva Sindhu portal. They have to fill up the online application form with their personal details, ration card number, Aadhaar number, bank account details, and mobile number. They also have to upload their scanned documents such as ration card, Aadhaar card, and bank passbook.
- Offline: The applicants can apply offline at any of the Karnataka One, Bangalore One, Grama One, or Bapuji centers. They have to fill up the physical application form with their personal details, ration card number, Aadhaar number, bank account details, and mobile number. They also have to submit their self-attested copies of their documents such as ration card, Aadhaar card, and bank passbook.
- Door-to-door: The applicants can also apply through the door-to-door registration service provided by the government. The volunteers will visit the households of the eligible women and help them fill up the application form and collect their documents.
Benefits of Gruha Lakshmi Scheme
The Gruha Lakshmi Scheme offers several benefits to the eligible women such as:
- Monthly financial assistance of Rs. 2,000 directly transferred to their bank accounts through DBT.
- Financial independence and empowerment to make decisions for themselves and their families.
- Improved living standards and access to basic amenities such as food, health, education, etc.
- Enhanced self-esteem and confidence among women.
- Reduced gender gap and discrimination in society.
FAQs on Gruha Lakshmi Scheme
Here are some frequently asked questions on the Gruha Lakshmi Scheme:
Q: What is the objective of the Gruha Lakshmi Scheme?
A: The objective of the Gruha Lakshmi Scheme is to provide monthly financial assistance of Rs. 2,000 to eligible women who are the heads of their households.
Q: Who are eligible for the Gruha Lakshmi Scheme?
A: The eligible women for the Gruha Lakshmi Scheme are those who belong to either BPL or APL category, who are not taxpayers or GST-registered, who have a valid ration card, Aadhaar card, and bank account linked with Aadhaar.
Q: How can I apply for the Gruha Lakshmi Scheme?
A: You can apply for the Gruha Lakshmi Scheme either online through the Seva Sindhu portal, offline at any of the Karnataka One, Bangalore One, Grama One, or Bapuji centers, or door-to-door through the volunteers.
Q: When will I receive the financial assistance under the Gruha Lakshmi Scheme?
A: You will receive the financial assistance under the Gruha Lakshmi Scheme from August 2023 onwards.
Q: How can I check the status of my application for the Gruha Lakshmi Scheme?
A: You can check the status of your application for the Gruha Lakshmi Scheme by logging into the Seva Sindhu portal with your application number and mobile number. You can also contact the helpline number 080-22236698 for any queries or grievances.
