Laghu Dukandar Kalyan Yojana

The Himachal Pradesh government has announced the launch of a new scheme, Laghu Dukandar Kalyan Yojana for the small traders of the state. Through theLaghu Dukandar Kalyan Yojana, small traders of the state will be provided loans by the state government to increase their business. So that their economic condition can be improved.

If you are also a resident of Himachal Pradesh and do small business, then you can also get a loan to take advantage of the small shopkeeper scheme. So let’s know how to get the benefit of the Laghu Dukandar Kalyan Yojana and who will be eligible. Keep on reading 

What does the scheme include?

The Small Shopkeepers Welfare Scheme has been launched by the Chief Minister of Himachal Pradesh Sukhwinder Singh Sukhu. Through this scheme, loan facilities will be made available by the Himachal Pradesh government to the small traders of the state to further their business. Under the Small Shopkeepers Welfare Scheme, loans up to Rs 50,000 will be provided to small traders and shopkeepers through banks.

The loan amount to be provided to the beneficiaries will be sent directly to the bank account of the beneficiary through DBT. Which the applicant will be able to use to grow his business. Half percent of the interest to be paid in the loan taken under this scheme will be borne by the Himachal Pradesh government. With the operation of this scheme in Himachal Pradesh, small traders will become self-reliant and empowered. More than 75,000 traders will be benefited through theLaghu Dukandar Kalyan Yojana by the state government.

A loan of up to Rs 50,000 will be made available by the Himachal Pradesh government to provide financial support to small traders and shopkeepers. Out of which 50% interest will be paid by the state government. For example, sir, if you get this loan at 10% interest rate, then 50 percent interest will be paid by the Himachal Pradesh government. That is, 10% interest on Rs 50,000 becomes Rs 5,000, out of which Rs 2,500 will be borne by the state government.

Laghu Dukandar Kalyan Yojana Eligibility Criteria

• To get the benefit of theLaghu Dukandar Kalyan Yojana, the applicant must be a native of Himachal Pradesh.
• Shopkeepers and small traders will be eligible to take advantage of this scheme.
• The age of the applicant should be more than 18 years.
• Only economically weak applicants will be eligible for this scheme.
• The bank account of the applicant should be linked with an Aadhaar card.

How to apply for Laghu Dukandar Kalyan Yojana?

• First of all, you have to go to your bank to apply offline.
• By going there, you will have to get the application form of theLaghu Dukandar Kalyan Yojana from the bank official.
• After receiving the application form, you have to carefully enter all the necessary information sought in it.
• After this, you have to attach the necessary documents with the application form.
• After entering all the information, you will not have to submit this application form back to the place from where you received it.
• After this your application form will be scrutinized by the bank official.
• If the verification is found correct, the loan amount will be sent to your bank account.
• In this way you can apply offline under the Laghu Dukandar Kalyan Yojana Himachal Pradesh.