SBI Student Plus Advantage Credit Card: Benefits and Advantages

The SBI Student Plus Advantage Credit Card is an excellent financial tool for students with no income, especially those who have availed of an education loan from the State Bank of India (SBI). This card offers a range of benefits, making it easier for students to manage their expenses while enjoying exclusive perks. Whether you’re spending on everyday purchases, fuel, or international transactions, the SBI Student Plus Advantage Card provides flexibility and rewards designed to suit a student’s needs.

Key Benefits of SBI Student Plus Advantage Credit Card

1. No Annual Fee: One of the major advantages of the SBI Student Plus Advantage Credit Card is that it comes with no annual fee, making it an affordable option for students.

2. Rewards on Every Spend: With a rewards rate of 1 bonus point for every Rs.100 spent, cardholders can earn points on their everyday purchases. These points can be redeemed for attractive rewards, helping students save while they spend.

3. Fuel Surcharge Waiver: The SBI Student Plus Advantage Card offers a 2.5% fuel surcharge waiver on fuel transactions ranging between Rs.500 and Rs.3,000. This is a great benefit for students who own vehicles and regularly refuel.

4. Annual Fee Waiver: If you spend Rs.35,000 or more within 12 months, the annual charge of Rs.500 is waived, making the card even more cost-effective.

5. Global Acceptance: Your SBI Student Plus Advantage Credit Card is accepted at over 24 million outlets worldwide, including 3.25 lakh stores in India. This global accessibility makes it convenient for students studying abroad or those who travel internationally.

Additional Features

• Cash Withdrawal Benefits: You can withdraw cash from over 1 million Visa and MasterCard ATMs around the globe. This accessibility ensures that you have emergency cash whenever needed.

• Flexipay Option: For purchases exceeding Rs.2,500, students can convert their expenses into easy EMIs using the Flexipay service. This feature helps in managing large purchases without straining your finances.

• Balance Transfer Facility: Students can transfer their outstanding dues from other credit cards to the SBI Student Plus Advantage Credit Card at a lower interest rate. This is particularly useful for managing debt efficiently.

• Rail Ticket Booking: You can conveniently book rail tickets online on the IRCTC website and have them delivered directly to your home, saving time and effort.

• Utility Bill Payments: The SBI Student Plus Advantage Card allows you to pay utility bills, simplifying the process of managing monthly expenses.

How to Apply for SBI Student Plus Advantage Credit Card

Applying for the SBI Student Plus Advantage Credit Card is a straightforward process. You can apply online or visit a local branch. The SBI Student Plus Advantage Card eligibility requires that you have an education loan from SBI, which makes it a student-friendly card with easy access.

• SBI Student Plus Advantage Card Apply Online: To apply, simply visit the SBI website and fill out the application form. The process is easy and takes only a few minutes.

• SBI Student Plus Advantage Credit Card Apply: If you prefer offline, you can visit your nearest SBI branch and inquire about the card. Bring necessary documents, including your education loan details, to facilitate the process.

Conclusion

The SBI Student Plus Advantage Credit Card is an excellent choice for students looking to manage their finances while enjoying numerous benefits. With rewards on everyday purchases, fuel surcharge waivers, global acceptance, and flexible payment options, this card stands out as a student-friendly solution. For those seeking a top-tier card, it can easily be considered among the best credit cards in 2024 for students. If you’re eligible, don’t miss the opportunity to apply for the SBI Student Plus Advantage Card and start taking advantage of its exceptional features.